For this tutorial you will need a graphic.
Unzip DC Special to your plugins folder before opening PSP.
Open your chosen graphic in PSP. Shift+D to duplicate, then close the original.
Pick a light color from your graphic for the Foreground, and a darker color for your Background.
Selections-Select All.
Selections-Float.
Effects-3d-Cutout with these settings.
Image-Add Borders, 3px, symetrical, Background color.
Image-Add Borders, 3px, Foreground color.
Image-Add Borders, 3px, Background color.
Image-Add Borders, 10px, Foreground color.
With your Magic Wand, Tolerance and Feather at 0, pick the 10px border.
Effects-DC Special-Rain4 with these settings.
The examples you are seeing made the tag at the bottom of the page here.
Selections-Select None.
Image-Add Borders, 3px, Background color.
Image-Add Borders, 3px, Foreground color.
Image-Add Borders, 3px, Background color.
Image-Add Borders, 30px Foreground color.
With your Magic Wand, Tolerance and Feather at 0, pick the 30px border.
Effects-DC Special-Money with these settings, or play with the numbers :-)
Change the colors to your Foreground and Background colors
Optional, while still selected, Effects-FM Tile Tools-Blend Emboss at the Default settings.
Still selected, Effects-3d-Inner Bevel with these settings.
Image-Add Borders, 3px, symetrical, Background color.
Image-Add Borders, 3px, Foreground color.
Image-Add Borders, 3px, Background color.
Image-Add Borders, 10px, Foreground color.
With your Magic Wand, Tolerance and Feather at 0, pick the 10px border.
Effects-DC Special-Rain4 with these settings.
Selections-Select None.
Image-Add Borders, 3px, Background color.
Image-Add Borders, 3px, Foreground color.
Image-Add Borders, 3px, Background color.
Add text if you desire.
Voila!!
You're Done!!
I hope you had fun with it :-)